Finance Center

Options for Financing your Next Used Car

When you're in the market for a new ride in Parsippany, NJ, we understand that sometimes the new car price tag is not in the budget. Our dealership in Hackettstown has an excellent selection of high-quality used vehicles and financing options. At John Johnson Select Used Cars, we want to make sure that our customers understand the different financing options available to them. This allows the buyer to be confident in their purchase. It also allows a trusting relationship to begin between our dealership as the seller and yourself as the buyer. Therefore, we have put together a comprehensive and informative explanation of these options so that you can make the best financial decision about a used vehicle for you and your family.

There is an overwhelming number of lenders in the Hackettstown that provide potential used vehicle buyers with the funds they need. Each lender has its list of qualifications that a borrower must meet, such as income requirements, residential vicinity, or collateral provision. Additionally, each lender's terms and conditions of loan agreement vary slightly from one facility to the next. Some of the financial institutions that provide auto loans may include:

  • Banks
  • Credit Unions
  • Payday Loan Institutions

Loans of any kind also require the borrower to pay interest in addition to the principal or the original loan amount. That's where the lender makes a profit. Auto loans typically have a "Simple Interest Rate," which is a percentage of the principal amount added onto that amount as a fee for the loan.

The financing process can be complicated. But it doesn't have to be. Leave the mathematics to our team of financing experts. Not only can they handle the numbers, but they also do so in a way that makes sense to you.

  1. John Johnson Select Used Cars

    74 Route 46 West
    Hackettstown, NJ 07840

    • Sales: (973) 328-1900
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Get in Touch

  • Contact our Sales Department at: (973) 328-1900
  • Monday9 am - 8 pm
  • Tuesday9 am - 8 pm
  • Wednesday9 am - 8 pm
  • Thursday9 am - 8 pm
  • Friday9 am - 8 pm
  • Saturday9 am - 6 pm
  • SundayClosed

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John Johnson Select Used Cars takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.